Seven decisions, one workspace
Plan beyond the monthly payment.
Check eligibility, refinancing, prepayments, rate risk, competing offers, and India-specific costs. Everything runs privately in your browser.
Eligibility & affordability
How much could fit your budget?
Estimated eligible loan
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- Safe EMI capacity
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- Property budget
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Indicative only. Lender underwriting rules still apply.
Balance transfer
Will switching lenders actually pay?
Monthly saving
—Lifetime net saving
—Break-even
—Advanced prepayment
Combine recurring extras and EMI step-ups.
Interest saved
—Paid off sooner
—Floating-rate stress test
See the payment before rates move.
| Scenario | Rate | EMI | Change | Total interest |
|---|
Side-by-side comparison
Compare the full cost, not just the rate.
India-specific planning
Budget costs a basic EMI misses.
Stamp duty & registration
Upfront costs —
Pre-EMI & tranches
Pre-EMI now → later —