Privacy Policy

Last updated: October 31, 2026

This Privacy Policy explains how The Home Loan Calculator handles information when you visit and use this website.

Calculator information

The calculator runs in your browser. Loan amounts, interest rates, terms, and extra-payment figures you enter are not submitted to us as part of the calculation. If you use the Share feature, selected values may be placed in the URL so you can copy it. Anyone with that URL may be able to read those values.

Information collected automatically

Our hosting infrastructure may process standard technical data such as IP address, browser type, device type, requested page, referring page, and request time. This information may be used for security, reliability, troubleshooting, and aggregate traffic measurement.

Local storage

The website may use browser storage to remember interface preferences such as light or dark theme. You can clear this data through your browser settings.

Cookies and third-party services

We do not require an account to use the calculator. If analytics, advertising, or other third-party services are introduced, this policy will be updated to describe their use and available choices.

Data sharing and retention

We do not sell calculator inputs or personal information. Technical logs may be retained by service providers for limited operational and security purposes and may be disclosed when required by law or necessary to protect the website and its users.

Your choices

You can disable browser storage, clear saved site data, avoid the Share feature, and use browser privacy controls. These choices may affect some website functionality.

Children's privacy

This website is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children through the calculator.

Changes and contact

We may update this policy as the website changes. The current revision date appears above. Questions about this policy can be sent through our Contact Us page.